GAP Insurance

GAP insurance pays the difference between the payoff amount on an auto loan and what the insurance company established as the actual cash value (ACV) of the vehicle. Through a partnership with J.T. Miller Company, your financial institution can offer GAP insurance coverage to borrowers. What better way to ensure that both you and your customers are protected than by offering GAP Insurance to auto loan borrowers. Providing GAP insurance will also help set your organization apart from other lenders because you'll be offering a comprehensive service package beyond those of the competition. Speak with one of our knowledgeable agents to learn all about how supplying in house GAP insurance coverage can benefit your financial institution.

Business Insurance

As a business owner, you need to be aware of all of your potential risks. J.T. Miller Company will provide you with a consultation to determine whether your commercial insurance needs are covered. Our agents will take the time to feature your options for Commercial Insurance. We are one of the few Minnesota insurance agencies that is truly committed to ensuring our clients receive the most comprehensive Minnesota business insurance. You won't need to stress about selecting the appropriate commercial insurance for your business because our agents will take you through each step. We will find you the best personalized Minnesota business insurance plan for your company.

Flood Insurance

If your lending organization resides in an area supported by the National Flood Insurance Program, you are eligible to partner with J.T. Miller Company to supply national flood insurance to your borrowers. Your home loan borrowers can purchase national flood insurance from the National Flood Insurance Program through your financial institution and we'll write the policies for you at J.T. Miller Company. We can assist you and your borrower in obtaining flood insurance with a quick phone call or by filling out the flood insurance quote form. Give us a call today!

Credit Life Insurance

Credit life insurance will pay off a loan in the event that the borrower is no longer able to due to death. J.T. Miller Company supplies credit life coverage along with various other consumer lending services to financial institutions. As a lender, it will greatly benefit both you and your borrowers if you offer Credit Life Insurance because your customers' protection ensures your payment. Read through our site and give us a call to learn more about the opportunities that our credit life coverage and affinity marketing program can provide you with.

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Lender Placed Insurance

Lender Placed Hazard

Lender placed hazard insurance protects the interest of the financial institution in the event of physical loss or damage to properties in which the financial institution holds an interest. J.T. Miller Company can outfit your lending organization with lender placed insurance policies. Speak to one of our agents for more information.

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Property Valuations

Property Valuations

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Commercial Insurance

Flood Determinations

With the flood hazard determination program from J.T. Miller Company, both your financial institution and your borrowers will have the ability to determine if a designated property is located in a flood zone.

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Financial Institution Bonds

Financial Institution

J.T. Miller Company has been successful in helping stressed lenders secure Financial Bonds and D&O polices through multiple outlets. Find out how your financial institution can benefit from blanket bonds. Give our office a call today for details.

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Welcome to J.T. Miller Company – Your solution for business & lender insurance.

Since 1926, J.T. Miller Company has operated as an independent business and lender insurance agency. Our extensive network of providers ensures that we can provide our customers with excellent coverage options.

J.T. Miller Company has written lender insurance and financial institution insurance for over 85 years. We firmly believe in treating our clients with respect and unparalleled customer service. We understand that selecting a lender or commercial insurance policy can seem like an overwhelming task, so we aim to make the process as easy as possible for you.

At J.T. Miller Company, our main goal is to match you with the most balanced lender insurance package that caters to your organization’s mission. We offer a variety of customizable financial institution insurance services including Credit Life Insurance, Loan Insurance, and AVM appraisal.

We also offer comprehensive commercial insurance plans including Minnesota Business Insurance, GAP Insurance and Minnesota Workers Compensation. J.T. Miller Company has always been committed to bringing you premium, cost-effective financial institution insurance and Minnesota business insurance. Rest assured, your satisfaction is our priority.

At J.T. Miller Company we are determined to make life easier for you when selecting your lender insurance policy.

Contact J.T. Miller Company today to speak with an agent about your financial institution insurance options.

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