J. T. Miller’s Lender Placed Hazard Program has let me sleep when I was unsure if my loan customer had insurance on their home. If there is a question we can send in a 60 day binder request and rest easy knowing we have time to get in touch with the customer and the customer has time to find another insurance company if they have been cancelled.
We have several low to moderate income customers who live in rural areas where insurance coverage can be hard to come by. J.T. Miller and Safeco have literally made it possible for some of those folks to be home owners because they could get affordable insurance coverage and qualify for a loan.