J.T. Miller Company – Industry Leading Solutions for Lenders


Lender Placed Insurance

Lender placed insurance programs for Real Estate, Auto and Equipment. Letter Notification and Outsourced Insurance Tracking Services.

Flood Compliance

Industry best programs for Flood Determinations and Private Flood Insurance

Property Valuation

Evaluation & Appraisal Services for Residential, Commercial and Ag Properties. Traditional Appraisal Reviews and Appraisal Management Services.

Blanket Coverages

Programs to eliminate Insurance Tracking and Force Placement. Available for Real Estate, Auto and Equipment Loans.

Experts in lender and financial institution insurance

Since 1926, J.T. Miller Company has operated as an independent business and lender insurance agency. Our extensive network of providers ensures that we can provide our customers with excellent coverage options.

Years of Experience

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For over 93 years, the team at J.T. Miller Company has written lender and financial institution insurance. We firmly believe that treating our clients with respect and unparalleled customer service is why our clients continue to work with us. We understand that selecting a lender or commercial insurance policy can seem like an overwhelming task, and making the process as easy as possible is our top priority. 

Our goal is to match your organization with the most balanced lender insurance package to align with your mission. By offering a variety of customizable financial institution insurance services, like Credit Life Insurance, Loan Insurance, and AVM appraisal, we will find something to fit your unique requirements.

We also offer comprehensive commercial insurance plans including Minnesota Business Insurance, GAP Insurance and Minnesota Workers Compensation. J.T. Miller Company has always been committed to bringing quality, cost-effective financial institution insurance and Minnesota business insurance to companies like yours. Your satisfaction is our top priority.

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See what our satisied clients say about us

“Thanks again for doing such a great job for us, and answering ALL of our questions! We love working with you and the entire staff at J.T. Miller.”

Kathy Junker

VP of Real Estate Mortgage
First State Bank & Trust – Bayport

“We have used JT Miller for our forced-placed insurance program for years and have been very happy with their product and service. Recently, we added Wade as our agent for our financial institution bond and D&O insurance. His research and assistance has not only saved me time, but saved our bank significant premium dollars and we’ve benefitted from improved coverage. We consider JT Miller to be an important part of our organization’s success.”

David P. Krause

Pioneer Bank

“We really appreciate Wade & Kurt from J.T. Miller as they have taken time to explain in detail our insurance options and coverage. Because of Wade and Kurt, we believe that we have purchased the best Bond and D&O Coverage possible. Kudos to J.T. Miller!”

Dean M.

President & CEO

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Contact Us

The team at J.T. Miller Company is here to make life easier when you’re selecting your next lender insurance policy. Contact us to learn more about selecting the perfect policy, or just to ask our experts about what kinds of things you should be looking for.


J.T. Miller Company
52 Hamel Road
Hamel, MN 55340-9625

Map / Directions

Fax: 763-512-2818

Hours: 8am - 4:45pm Mon.-Fri.


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