J.T. Miller Company – Industry Leading Solutions for Lenders


Lender Placed Insurance

Lender placed insurance programs for Real Estate, Auto and Equipment. Letter Notification and Outsourced Insurance Tracking Services.

Flood Compliance

Industry best programs for Flood Determinations and Private Flood Insurance

Property Valuation

Evaluation & Appraisal Services for Residential, Commercial and Ag Properties. Traditional Appraisal Reviews and Appraisal Management Services.

Blanket Coverages

Programs to eliminate Insurance Tracking and Force Placement. Available for Real Estate, Auto and Equipment Loans.

Experts in lender and financial institution insurance

Since 1926, J.T. Miller Company has operated as an independent business and lender insurance agency. Our extensive network of providers ensures that we can provide our customers with excellent coverage options.

Years of Experience

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We are an Independent Agency with a focus on lender and financial institution products. This allows us to be a resource to meet the diverse needs of each individual lender, and provide competitive proposals for our customers to review and to choose from. By offering a variety of customizable financial institution insurance services, like Appraisal Management, Property Flood Determinations, Flood Insurance, Lender Placed and Blanket Coverage options, we will find the right product to fit your unique requirements.

We work hard to get to know each of our customers and focus on meeting your individual needs. Our goal is to help you find the best solution to protect your business. We welcome the chance to serve you!

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See what our satisied clients say about us

“Thanks again for doing such a great job for us, and answering ALL of our questions! We love working with you and the entire staff at J.T. Miller.”

Kathy Junker

VP of Real Estate Mortgage
First State Bank & Trust – Bayport

“We have used JT Miller for our forced-placed insurance program for years and have been very happy with their product and service. Recently, we added Wade as our agent for our financial institution bond and D&O insurance. His research and assistance has not only saved me time, but saved our bank significant premium dollars and we’ve benefitted from improved coverage. We consider JT Miller to be an important part of our organization’s success.”

David P. Krause

Pioneer Bank

“We really appreciate Wade & Kurt from J.T. Miller as they have taken time to explain in detail our insurance options and coverage. Because of Wade and Kurt, we believe that we have purchased the best Bond and D&O Coverage possible. Kudos to J.T. Miller!”

Dean M.

President & CEO

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Contact Us

The team at J.T. Miller Company is here to make life easier when you’re selecting your next lender insurance policy. Contact us to learn more about selecting the perfect policy, or just to ask our experts about what kinds of things you should be looking for.


J.T. Miller Company
PO Box 218
Hamel MN 55340

Fax: 763-512-2818

Hours: 8am - 4:45pm Mon.-Fri.


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