Blanket Coverage for Home, Auto and Equipment.

J.T. Miller Company

Blanket coverage is great when you’re lending on insurable assets like homes and autos, or when equipment can be held as collateral. If customers don’t have or aren’t maintaining adequate coverage, and damage resulting in a loss occurs, your financial institution could be exposed. That’s why we offer several plans covering some of the most popular kinds of loans that financial institutions are offering.


Mortgage Impairment E&O

Designed to minimize the lender’s exposure in the scenario that a borrower fails to acquire or maintain adequate physical damage insurance for real estate properties. In the event that there’s a loss, you’re covered.


Nationwide service for coverage wherever your business is, the J.T. Miller Company offers industry leading products from some of the nation’s top providers. From consumer lending to risk management, there is customized product unique to your business and customer base.


Covering everything from the road to the water, for work or for play. J.T. Miller Company has coverage for the vehicles your clients use. Save time and money by eliminating the need to track insurance, and recover lost or stolen vehicles sooner.


When equipment is held as collateral and there are uninsured losses, lending institutions need to be covered. That’s why J.T. Miller Company offers an extensive portfolio of coverage that eliminates wasted time and expense while protecting your business from loss.

See what our satisfied clients say about us

"Thanks again for doing such a great job for us, and answering ALL of our questions! We love working with you and the entire staff at J.T. Miller."

Kathy Junker

VP of Real Estate Mortgage, First State Bank & Trust - Bayport

"We really appreciate Wade & Kurt from J.T. Miller as they have taken time to explain in detail our insurance options and coverage. Because of Wade and Kurt, we believe that we have purchased the best Bond and D&O Coverage possible. Kudos to J.T. Miller!"

Dean M.

President & CEO, VisionBank

Does your business have the vital blanket insurance it needs to be protected?

Contact us to see where we can provide blanket coverage on some of the most popular loans in the industry, keeping both your business and your assets covered in the event something happens.


J.T. Miller Company
PO Box 218
Hamel MN 55340

Fax: 763-512-2818

Hours: 8am - 4:45pm Mon.-Fri.


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