Financial Bond and Directors & Officers Liability

J.T. Miller Company

Financial Institution Bond

Every bank needs a Financial Bond. When you insure with J.T. Miller Company, your financial institution will have access to the best available coverages through the leading national carriers for banks.
We work to procure multiple bids and advise you on coverage that will proactively protect your institution. Our process includes providing a full review of your current coverages, including a peer group comparison and a review of all current coverages you have to make sure you’re adequately covered.

We’re also highly successful when helping stressed lenders secure Financial Bonds and Directors and Officers insurance.


We also provide:

  • Cyber Liability
  • Excess Deposit Bonds
  • ATM/Debit Card Coverage

Directors & Officers Liability

The success of a company always boils down to the talent and expertise at the top. Directors and senior officers have a unique exposure in the lending arena, borrowers, depositors, investors & shareholders, all place a lot of responsibility on a banks team for their duties and performance.

J.T. Miller Company tailors Directors & Officers insurance policies specifically for Banks. In conjunction with our Financial Bond, we offer lenders the ability to procure quotes from the leading insurance carriers for banks. We provide a peer group comparison of coverage and advise on areas to look for when building a policy to cover the Management and Lenders at a bank.
Coverages include:


  • Management Professional Liability
  • Lending Liability
  • Employment Practice Liability

See what our satisfied clients say about us

"Thanks again for doing such a great job for us, and answering ALL of our questions! We love working with you and the entire staff at J.T. Miller."

Kathy Junker

VP of Real Estate Mortgage, First State Bank & Trust - Bayport

"We really appreciate Wade & Kurt from J.T. Miller as they have taken time to explain in detail our insurance options and coverage. Because of Wade and Kurt, we believe that we have purchased the best Bond and D&O Coverage possible. Kudos to J.T. Miller!"

Dean M.

President & CEO, VisionBank

Contact Us

When it comes to financial institution bonds, we’re on the front lines. Contact us or fill out the form on this page to learn more about safeguarding your business or financial institution.


J.T. Miller Company
PO Box 218
Hamel MN 55340

Fax: 763-512-2818

Hours: 8am - 4:45pm Mon.-Fri.


Request More Info